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John Hart Bauer

Financial Relief Legal Advocates, Inc.

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John Hart Bauer

Financial Relief Legal Advocates, Inc.

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John Hart Bauer

Financial Relief Legal Advocates, Inc.

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Who We Are

Welcome to Financial Relief Legal Advocates, Inc.

whoweareMy name is John Bauer and I am a California Licensed Attorney who focuses on Chapter 11 Bankruptcy, Chapter 7 Bankruptcy, and Recovery of Surplus Funds for Foreclosure Victims. I am Certified by the Federal Bankruptcy Court to represent clients in the Central and Southern Districts of California which covers the area of Santa Barbara to the North all the way to San Diego in the South. I am the President of Financial Relief Legal Advocates, Inc., a California Law Corporation. I have successfully confirmed multiple Chapter 11 cases, therefore saving my clients literally millions of dollars, allowing them to keep their homes and rental properties, keep their businesses, and retain their employees. In addition, I have also assisted corporate and individual clients through Chapter 7 to eliminate their burdensome debt and welcome a “fresh start.” In other words, I have helped clients involving multi-million dollar businesses to clients trying to get rid of simple credit card debt and medical bills. It has been my great pleasure to assist all of these clients!Also, suffering a foreclosure is a terrible experience, but many people don’t realize that California law allows them to recover cash funds over and above the amount used to pay off the foreclosing lender! For example, if a lender forecloses on a $300,000. loan secured on a property which sells at the foreclosure sale for $400,000., the prior owner is entitled to receive that $100,000. in net proceeds! I now assist victims of foreclosure who are entitled to these excess funds to recover those funds from the foreclosure trustee so they can start over! I am very pleased to help people recover money, sometimes quite a bit of money, from an otherwise terrible situation. The simple fact is that most people don’t know that they have the right under California law to recover their excess money following the foreclosure of their property…I use my extensive real estate experience to help my clients with their debt and bankruptcy issues. From 1995 through 2007, I was a very active real estate investor and, as a result, learned about the purchase and sale processes of properties in a number of states. In fact, during this time, I became a licensed real estate broker in California, Arizona, and Florida. I also became a Certified Real Estate Broker with the Federal Dept. of Housing & Urban Development in the State of California. As a result, I became very knowledgeable in the areas of escrow, title, and appraisal and valuation of properties and businesses.

  • Knowledgeable, Experienced Attorney
  • Fast and Direct Support
  • Free Initial Consultation
  • Provides Advice to Other Attorneys
  • Quick,direct ZOOM meeting available
  • Access to Direct Cell Phone to Save
    Time Getting Your Answers

This experience has been of great help in the practice of Chapter 11 reorganization, Chapter 7 liquidation, and recovery of property surplus funds following foreclosure. I look forward to working with you.

John Hart Bauer “Financial Relief Legal Advocates, Inc.”

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Recent Video Study

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Critical Information

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Some Success Stories

With Court Approval, I stripped off a $1.0 million loan from a client’s industrial property which reduced the monthly mortgage payment by approximately 40%.   With Court Approval, I “crammed down” a client’s mortgage on one of her rental properties from $625,000. to $380,000. (a $245,000. reduction) which greatly reduced her monthly mortgage payment.   […]

Some Recent Testimonials

Testimonial #1: “I just want you to know how much Laura and I appreciate your skill, intellect, and ability in helping us out of an endless battle we have been in for years. I know we aren’t done but today you shined brightly.” Brad S., San Juan Capistrano, CA.   Background: In this case, I […]

How Chapter 11 Can Save Your Financial Life

I have met with so many clients and seen so very many different types of situations, but a common component in virtually all of them is that there is some judgment, some expensive property, or some expensive equipment which makes the monthly budget very difficult to satisfy and very difficult to maintain on a positive […]

The Consequences of a Chapter 7 vs. Chapter 11 Case

First, a Chapter 7 Debtor has no minimum financial limits to file a case. The debt or debts can be minimal and there is no upward cap either. It is possible of course to incur millions of dollars of debt, both secured and unsecured. You can get rid of all of this debt with the […]

Important Differences Between Chapter 7 and Chapter 11

I. How to Treat Repayment of Unsecured Debts (Not Secured on Property)   First, the primary purpose of Chapter 7 is to eliminate and get rid of your debts. The primary purpose of Chapter 11 is to reorganize your debts; in other words you keep most of your debts but you put them into a […]

Attorney Consultation

Due to my success with Chapter 11 cases, a number of California attorneys with Chapter 11 cases have called me to consult on their cases in order to achieve successful confirmations. This is due to the fact that they are not experienced in Chapter 11 cases and are facing imminent dismissal of their cases if […]

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Contact me through the form or call me for a free 1/2 hour initial consultation. I look forward to hearing from you.


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Working Process

Our Working Way

Analyzing Case

I discuss your case with you in detail. I request and review all the documents necessary to both understand and then to file your case. Upon review of your documents, I will review again to make sure that I have the best, most successful angle to pursue your case to its most successful conclusion possible.

Experience & Legal Research

My extensive legal experience gives me instant insights as to how best to handle your case.  When I first started practicing law in these areas, I will admit that I was concerned how best to handle a case when my legal opponent would file a new legal document or a new argument.  At this point, I have seen so many legal documents and arguments that I immediately know how best to  handle the new issue or opposing argument raised.

Legal Success

I have achieved a wonderful level of legal success with my cases, both for my own cases and when I have been asked by other attorneys to help them with their cases.  I have had successful cases in Los Angeles, San Fernando Valley, Orange County, and San Diego to date.  I have even been asked to confer with attorneys located as far north as Sacramento, California. I am an attorney who can handle your case in many areas throughout California.

Latest News

Our Blog

July 22, 2020

When You’re Sued, Make Sure to Respond to the Complaint!! Don’t Ignore it!

In my practice, potential clients constantly call me to tell me that someone is attempting to enforce a judgment against them by garnishing their wages or taking their assets. etc. They then ask me whether they can stop judgment enforcement by filing a bankruptcy.

July 22, 2020

When You Sign a Contract on Behalf of A Corporation Try to Avoid Signing for Personal Liability

The above title might sound a bit trite, but it is clear and would be most beneficial to you personally if you stay away from signing contracts where you are personally responsible for payment on that contract.


Customer Review

Irineo F.,

Van Nuys, CA

You did great! You are amazing. Thank God that he brought us to the right and best lawyer. Me and my family will not forget the name, John Bauer!

Brad S.,

San Juan Capistrano, CA

I just want you to know how much Laura and I appreciate your skill, intellect, and ability in helping us out of an endless battle we have been in for years. I know we aren’t done but today you shined brightly.

Lydia T.,

Reseda, CA

Attorney John Bauer is the solution to your problem. He is an outstanding attorney as he is extremely knowledgeable and provides superior service. His experience and understanding of how the system works is second to none.